Howard-Jones Insurance Services Inc.

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Guaranteed Investment Certificates

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Basic GIC Account

Peter Howard-Jones

A straight-forward GIC investment that offers the choice of any maturity date desired between 1 and 10 years. Available in cashable or non-cashable certificates (with enhanced rate of return).

Escalating Rate GIC Account

A GIC investment that rewards you with an increasing rate of return each year until your investment matures.

Laddered GIC Account

Reduce the impact of fluctuating interest rates - your investment is diversified into multiple term lengths, all at the same attractive rate, with a portion being automatically reinvested at long-term rates each year.

Tax and Estate Planning Benefits

Important planning features, including potential Creditor Protection when arranged with a Life Insurance Company.

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