Howard-Jones Insurance Services Inc.

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Employee Benefit Plan

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Peter Howard-Jones

Group insurance benefit plans play an important role in employee/employer relationships. They represent a significant financial obligation for the employer while providing security and well-being to the employee and his family. Benefit plans can be tailored for the plan sponsor depending on the size of the group, the nature of the industry and the budget available.

As independent brokers, we represent numerous major Canadian insurance carriers allowing us to provide plan sponsors with the best value for their benefit dollar. We can arrange suitable plans for large corporations, or sole proprietorships with as few as one employee.

Premium payments are treated as medical expenses under the Tax Act. Therefore, if you are self-employed or a business owner, you may receive a tax-deduction for your business while most premiums and benefits are tax-free to employees (some exceptions apply).

Let Howard-Jones Insurance customize a benefit plan to suit your company's individual needs and budget.

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